Payday Loans FAQ

1. Payday Loan: what is it?
A Payday Loan (or a Cash Advance Loan) is a short term Personal Loan that is repaid with a preauthorized electronic withdrawal for your bank account on your next payday.


2. How long does it take to be approved?
Depending on the Lender who accepts your inquiry, it usually takes less than a day for approval after our affiliated lenders have received all your information.


3. Is my information secure?
Absolutely. We respect your privacy. Our system is designed to protect your personal information.


4. How will my information be used?
Please click on the following link for details on how the information you provide on our websites is being used: Click Here


5. What are the requirements for approval?
While the conditions vary from lender to lender, and depending on the lender who accepts your inquiry, most of them require:


• A current job for at least 3 consecutive months.
• Take home a minimum of $1000.00 monthly after taxes.
• Valid bank account in your name.
• Current home and work phone number.




6. What if I have poor credit?
Your potential lender may often loan to people who have had past credit problems.


7. How much can I borrow?
Depending on the lender you will be matched with, you can borrow up to $1000,00.


8. Do you run a credit check for a payday loan application?
No. Our payday loan lenders do not run credit checks. Consumer databases such as "Teletrack" may be used by some of our payday lenders for a fast approval.


9. How will I know that you will only withdraw what I owe on the loan?
Your potential lenders have no legal right to withdraw more from your account than you authorize in the loan agreement.


10. I have submitted the loan request. What should I do next?
A customer service representative from your potential lender will contact you shortly. An email with instructions on how to proceed has been sent to the email address you have provided.


11. What are your fees?
Our company provides this service absolutely free to you. The lenders you are matched with, however, do charge service fees.


12. When do I need to repay the loan?
Your potential lender will let you know. Loan due dates may be on your payday. This may vary from lender to lender.


13. I cannot submit my loan request.
If you are experiencing difficulties submitting your request, please use the following form Loan Application Form


14. How do I know about the status of my payday loan submission?
All applicants will receive their status through email. In some cases you will be contacted by phone.


15. Can I get a loan without a bank account?
No.


16. I am unemployed. Can I apply for a payday loan?
No.


17. How long does it take to get the money into my account?
Delivery of money into your checking account can usually be arranged either on the same day or the next banking day.


18. My online request could not be processed at this time. What does it mean and what should I do next?



Based on the information you provided, none of our lenders was able to provide the service you have requested. For more lending resource please Click Here